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Clients appreciate our unique knowledge, quality of service and high security. Long-term experience in servicing investment and pension funds enables us to create innovative solutions suited to your high requirements.

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Market Overview

We are the first transfer agent to start servicing employee pension funds. We service two out of the five Employee Pension Fund Companies Trusts that are present in the market.

The Employee Pension Plan (EPP) is a form of retirement planning offered by the employer to its employees. The Employee Pension Fund (EPF) is managed and administered by an employee pension fund company. The legal basis for the operation of employee pension plans is the Employee Pension Plans Act of 20 April 2004 (2004 Journal of Laws No. 116, item 1207, as amended).

The employee pension fund is an entirely investment programme as opposite to insurance intended for the accumulation of contributions so that in the future a fund member could receive the highest possible benefit from his contribution. The employer funds the base contribution, but the EPF also enables employees to invest their additional savings.

The EPF can be established by an employer alone or jointly with any other employers as part of an Intercompany Retirement Plan (IRP).

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Daniel Ploch
Business Development Division
phone +48 22 310 04 74

Magdalena Zając
Business Development Division
phone +48 22 310 04 63